New technologies of crediting of innovation-oriented companies: peculiarities of application of public-private partnership mechanism

ANDREEVA A.V.
Ph.D, associate professor of the Department of “Economics and Finance”, Rostov State University of Railway Transport

TERRA ECONOMICUS, 2014, Vol. 12 (no. 2.2),

p. 125-130

The article considers new technologies of crediting of innovation-oriented companies of corporate sector which the Russian banks are compelled to apply because of reduction of funding, deterioration of an environment of the raw markets, depreciation of ruble and introduction of economic sanctions of the EU and the USA are considered. The Russian credit organizations expect in implementation of programs of crediting of corporate sector owing to limited liquidity. High volatility of the Russian financial market, limitation of «long resources» are those difficulties which now the credit organizations already met. Devaluation of ruble strengthens credit risks and has negative impact on development of banking business. It is possible to increase controllability of bank risks in the course of crediting of the companies of innovative type of corporate sector on the basis of use of the mechanism of public and private partnership.

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Keywords: development of corporate lending; industrial redevelopment; quality of lenders; creditability; lending technologies; new industrial policy; meсhanism of public-private partnership; factoring; financial innovation; financial turbulence

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Publisher: Southern Federal University
Founder: Southern Federal University
ISSN: 2073-6606