SHAFIROV L.A.
Candidate of Sociology (PhD), MBA (St. Gallen University), Executive DBA Student at the Financial University under the Government of the Russian Federation, Executive PhD Student at SKEMA Business School (Lille, France)

TERRA ECONOMICUS, 2013, Vol. 11 (no. 3.2),

p. 107-114

The author introduces a series of hypotheses examining the interdependence between sustainable development of depressed territories and federal, regional and municipal policy with regards to lending to individuals. Institutional and infrastructural barriers of consumer loans impeding local socio-economic development are revealed. The necessity of designing and implementing institutional arrangements promoting rationalization of lending to individuals in the depressed territories is proved. The corresponding mechanisms are ones which make for harmonization of purposes and timing synchronization of the loans with the terms and objectives of the local socio-economic development. The coordination function of the regional and municipal authorities in reducing information asymmetry and transaction costs of interactions between the actors of the credit system is defined.

NIKITAEVA A.Y.
Doctor of Science, professor, Southern Federal University, Rostov-on-Don

ALYOSHIN A.V.
PhD, Associate Professor, Southern Federal University, Rostov-on-Don

TERRA ECONOMICUS, 2013, Vol. 11 (no. 3.2),

p. 101-106

The article demonstrates that intercompany partnership is one of the most important directions of innovations’ creation and diffusion. That is why it plays an important role in technological modernization of Russian Southern regions. As it is shown in the paper, decision support complex of intercompany partnership, including various models, should be developed in connection with the business actors’ partnership life cycle. The main economics models of intercompany partnership for different stages of its life cycle are proposed in the article.

MOVCHAN I.V.
PhD, Associate Professor, Southern Federal University, Rostov-on-Don

ISHCHENKO-PADUKOVA O.A.
PhD, Associate Professor, Southern Federal University, Rostov-on-Don

TERRA ECONOMICUS, 2013, Vol. 11 (no. 3.2),

p. 95-100

The article explores fundamental institutions of entrepreneurship in the multisectoral economy of South Russia and characteristics of institutional modernization in modern environment. The author defines the main tools for institutional business modernization, such as microcredit and franchising. The paper comprises proposals for stimulating the entrepreneurial activity as a requirement for institutional modernization of the regional economy.

SHEVCHENKO I.K.
PhD, Professor, Southern Federal University, Rostov-on-Don

TERRA ECONOMICUS, 2013, Vol. 11 (no. 3.2),

p. 89-94

Differentiation of economic space in the region defined scale industry structural shifts within the change of technological structures. Established under the influence of certain factors structure and efficiency industries have a significant impact on both the development of the regions and the economy as a whole, while creating regional factors in technological modernization of the economy. To assess the level of technological modernization complex technique used, including measurement of primary and secondary economic modernization , the evaluation of which can be implemented in industrial policy.

MATVEEVA L.G.
Doctor of Science, Southern Federal University, Rostov-on-Don

CНERNOVA О.А.
Doctor of Science, professor, Branch of Southern Federal University in Novoshakhtinsk

TERRA ECONOMICUS, 2013, Vol. 11 (no. 3.2),

p. 84-88

The paper developed a model toolkit resource support the modernization projects of peripheral areas. The proposed tool is versatile and allows you to simulate and evaluate the competitive advantages of the region.

BELOKRYLOVA O.S.
Doctor of Science, professor, Southern Federal University, Rostov-on-Don

CHERKEZOV N.V.
Graduate student, Southern Federal University, Rostov-on-Don

TERRA ECONOMICUS, 2013, Vol. 11 (no. 3.2),

p. 78-83

Agrarian policy of the state is considered in the context of management methodology. The author pays attention to the need for a regional perspective in the implementation of measures of state policy in the field of agriculture. And identifies the subject-component constituting the organizational structure of regional governance.

USHAKOV A.S.
PhD, The North Caucasus Federal University, branch in Pyatigorsk

TERRA ECONOMICUS, 2013, Vol. 11 (no. 3.2),

p. 74-77

The article is devoted to the actual problem of contradictions in the development of tools for correcting the most important parameters of local financial markets. The author defines the trends in the development of tools for correcting economic systems.

ROGOVA V.A.
Postgraduate student, Russian Academy of National Economy and Public Administration the President of the Russian Federation, South-Russian Institute-branch, Rostov-on-Don

TERRA ECONOMICUS, 2013, Vol. 11 (no. 3.2),

p. 69-73

The paper analyzes the methods of crisis management enterprise, in particular the return potential of the company in the pre-crisis state. Analyzed like the restructuring of the enterprise as part of anti-crisis plan of management. The concept of crisis stability is considered in the context of the issues of restructuring and diversification.

YACHNIK Y.A.
Assistant of the department, Rostov State University of Railway Transport, Rostov-on-Don

TERRA ECONOMICUS, 2013, Vol. 11 (no. 3.2),

p. 64-68

The offered article is devoted to the issues of strategic innovation management organization, the results of the monitoring structure innovative industries nearest economic environment, approaches to the creation of intellectual resources and the ability to measure performance with the set up of intangible assets, which in general will ensure sustainable development and competitiveness of the organization.

MIKHALKINA E.V.
Doctor of Sciences, Southern Federal University, Rostov-on-Don

PISANKA S.A,
Graduate student, Southern Federal University, Rostov-on-Don

TERRA ECONOMICUS, 2013, Vol. 11 (no. 3.2),

p. 54-63

The article provides an analysis of the principles, mechanisms and effects of the pension system as a form of social safety in the context of current modernization based on evolutionary, institutional and socio-economic approaches. In the course of research, traditional and innova-tive principles have been identified, driven by current modernization, stages of enhancement of the distributive insurance mechanism for developing and recording citizens’ pension rights have been analyzed, and the potential of the accumulative mechanism for pension system has been revealed. The article implements the author’s approach to interpretation of social and economic effects from enhancement of the pension fund scheme and classification of their assessment indicators.