Key participants and stages of financial assets securitization

DROBYSHEVSKAYA L.N.
Doctor of Science, Professor, Kuban State University, Krasnodar

KONEVA T.V.
Post graduate student, Kuban State University, Krasnodar

TERRA ECONOMICUS, 2013, Vol. 11 (no. 3.2),

p. 17-21

This article examines the concepts, objects and subjects, as well as the main stages of the process of securitization of assets. Asset Securitization is one of the most important financial instruments in modern banking. Applying securitization of assets banks can not only provide its customers with new types of financial products, but also reduce the liquidity risk and credit risk. However, banks may receive an additional source of raising funds for investment in various sectors of the economy. However, implementing the securitization of financial assets, actors face a number of problems. The article describes such problems and suggests ways to solve them.

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Keywords: securitization; a formed pool; the originator; the rating agency; investors

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Publisher: Southern Federal University
Founder: Southern Federal University
ISSN: 2073-6606