Organization and credit rating methods for corporate customers applicable

TERRA ECONOMICUS, , Vol. 11 (no. 3.3),
p. 65-68

In this article the authors examine the organization and methods of assessing the creditworthiness of corporate customers of commercial banks, their structure and features. To date, developed a variety of methodologies for assessing the creditworthiness of borrowers in terms of their financial status and capacity for timely repayment. Formation of a single, universal method is very difficult. The authors suggest ways to improve the analysis of the creditworthiness of borrowers.

Keywords: economy; banks; credit; credit rating; credit risk; Basel III; finances; financial condition; method

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Publisher: Southern Federal University
Founder: Southern Federal University
ISSN: 2073-6606