Peculiarities of development of corporate systems of mortgage lending

SIMONYAN A.S.
graduate student of the department «Economics», Institute of the service and entrepreneurship (branch), Don State Technical University

TERRA ECONOMICUS, 2013, Vol. 11 (no. 2.3),

p. 68-72

The article discusses some peculiarities of development models of mortgage lending in large-scale Russian companies. The corporate model of mortgage lending differs by presence of instruments of co-financing of mortgage programs and new technologies of risk management. It is also connected with the fact that there are some technologies of risk reduction of corporate borrowers and banks based on new instruments of assessment of borrowers’ creditworthiness in a system of mortgage lending which is promoted on a market by large-scale companies.

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Keywords: banking infrastructure; mortgage lending center; corporate mortgage lending; new technologies of risk management; large-scale companies; assessment of borrowers’ creditworthiness

References:

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Magic Mortgages (2013). Business newspaper «Vedomosti». Available at: http://www.vedomosti.ru/newspaper/article/495751/volshebnaya-ipoteka. (access date: 25.10.) (In Russian.)
New products, technologies and services for the post-crisis financial services market (2012). Ed. by prof. L.Y. Andreeva, O. Sviridov. Moscow. Vuzivskaya kniga. (In Russian.)
Chernova E. (2013). Corporate Mortgages: Lending a new. Informational and analytical portal of real estate market L.FORUM. Available at: http://www.logforum.ru/nedvizhimost/korporativnaya-ipoteka-kreditovanie-po-novomu/. (Access date: 26.10.) (In Russian.)

Publisher: Southern Federal University
Founder: Southern Federal University
ISSN: 2073-6606